AP Bracketology: Projecting the 12-Team College Football Playoff Field Based on the Latest AP Poll (Heading Into Week 10)
Nine weeks of the 2026 college football season are officially in the books, and Halloween weekend threw the national championship picture into an absolute blender! Between USC stunning second-ranked Ohio State in a 30-18 Coliseum ambush, Indiana surviving yet another overtime nail-biter against Minnesota, Miami dodging a massive upset bid in Chapel Hill, and Boise State escaping with a wild 46-45 shootout on the blue turf, the AP Top 25 underwent an enormous late-October shakeup.
Under updated straight-seeding playoff rules, the top four overall seeds and 1st-round byes go strictly to the four highest-ranked teams chosen by the selection committee—regardless of conference championships or Independent status. Meanwhile, the highest-ranked Group of 6 champion earns an automatic ticket to the dance, which belongs to No. 20 Boise State (7-1, 451 points). That mandatory auto-bid bumps AP #12 Ole Miss (6-2, 953 points) just outside the projected 12-team field.
Converting the brand new Week 10 AP Top 25 Poll into the official postseason bracket, here is how the projected 12-team College Football Playoff field and matchups stack up.